Introduction: There are many people who own a business. There are very few people who have a business succession plan. If the owner doesn’t wake up one morning, they leave their family, their employees, their vendors, and their creditors, all the people that rely on their business, high and dry. That’s because the business may… Continue reading The Business Owner Buy/Sell Insurance
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The Hybrid Life and Long-Term Care Policy
Introduction: The US Department of Health and Human Services states that approximately 70% of people turning age 65 can expect to use some form of long-term careduring their lives. This is due to becoming disabled in at least two activities of daily living or being cognitively impaired. Yet according to the American Association for Long-Term Care… Continue reading The Hybrid Life and Long-Term Care Policy
A Labor Day Full Of Labor
Labor Day weekend in the Werner house is usually centered on the same couple of activities: relaxing with our families, last minute beach getaways and sometimes drag racing. Plus, my wife, Amy’s birthday usually falls somewhere close to Labor Day weekend, so some cake/ice cream usually gets consumed in celebration, in addition to hot dogs… Continue reading A Labor Day Full Of Labor
Haas Beach Week Vacation – Changing Perspectives
Last week was the unofficial end of summer for my family. We save our beach vacation for the middle of August, which means that when we return home after a fun week away, it’s back to school time. It’s the fastest week of the year for me; time flew by as we slept in, bummed… Continue reading Haas Beach Week Vacation – Changing Perspectives
Property & Casualty (P&C) Liability Insurance Policy
Introduction: Love it or hate it, most people recognize that we live in a very litigious world. Yet I meet very few people who have taken it upon themselves to purchase liability insurance. What’s liability insurance? The kind of insurance that protects you from being sued if someone trips and falls on your property, or… Continue reading Property & Casualty (P&C) Liability Insurance Policy
