ABCs, Uncategorized

It’s Time to Find Out If Your Advisor Is a Fiduciary

Adam and I have been fortunate to meet several new families over the course of the last couple weeks. They found us in many different ways. Two came to us based on a referral from someone working with us already. Another sold a business after 30 years, and now needs to consider what’s next in… Continue reading It’s Time to Find Out If Your Advisor Is a Fiduciary

Nearing Retirement, Retirement Planning

When I’m 64 – Is Age Driving Your Retirement Plan?

Age is relative. How we feel from year to year probably depends on a litany of things other than just age, which many would say, “is just a number.” I felt that way again this year as I recently celebrated my 35th birthday. 35 didn’t feel any different than 34, or 30 for that matter.… Continue reading When I’m 64 – Is Age Driving Your Retirement Plan?

Retirement Planning

Starting the Planning Process Over Again: Marriage and Divorce

The marriage and divorce statistics make money issues between partners more complicated today than they have ever been before. Looking back in time, it used to be that most assets were jointly owned, there was often only one income for the family, divorce was rare, and estate planning by spouses generally consisted of simple wills that… Continue reading Starting the Planning Process Over Again: Marriage and Divorce

ABCs

5 Transition Points In Life That Call for a CERTIFIED FINANCIAL PLANNER

I spent one summer listening to a lot of Jerry Jeff Walker. To me, he’s famous for the chorus he wrote in one particular song, Lovin’ Makes the Livin’ Worthwhile.  It’s a love song focused on rolling with whatever life throws at us and accepting that “the only sure things are taxes and dying.” He’s… Continue reading 5 Transition Points In Life That Call for a CERTIFIED FINANCIAL PLANNER

Uncategorized

Proactive Tax Planning 1 of 6

The Concept of the Four Tax Buckets No one wants to pay more than his or her fair share in taxes. Yet few have a good understanding of how their savings will be taxed over time. A good way to gain a basic understanding is to consider the concept of the four tax buckets. The… Continue reading Proactive Tax Planning 1 of 6