ABCs, About Us, Nearing Retirement, Retirement Planning, Uncategorized, Wealth Transfer

Financially Sandwiched Generation

For some of my clients, the “accumulation years” (namely the years just before retirement) have become a time of financial hemorrhage. Sandwiched between adult children seeking (multiple?) degrees or grounded by a lack of available jobs and aging parents needing care and support, these clients are finding themselves having to keep multiple generations afloat, often… Continue reading Financially Sandwiched Generation

Wealth Transfer

7 Gifting Ideas for Your Wealth Transfer Plan

Wealth Transfer Planning 5 of 6 In wealth transfer planning, we often think of how we want to distribute our assets upon death. But what is sometimes overlooked is the opportunity to give assets away prior to death, which, in some cases, may be a better way to meet your goals and objectives. Not only… Continue reading 7 Gifting Ideas for Your Wealth Transfer Plan

Wealth Transfer

When to Avoid the “I Love You” Will – Keep Control with Trusts

Wealth Transfer Planning 4 of 6 It’s very common to see an estate plan that says “leave all my money to my spouse and then my kids equally.” We call that the “I love you” will because it’s pretty simple to understand and doesn’t require much other planning. But this plan may not work in… Continue reading When to Avoid the “I Love You” Will – Keep Control with Trusts

Wealth Transfer

Zero Tax Plan – Concept of 9 Circles

Wealth Transfer Planning 3 of 6 Proactive wealth transfer planning is about control and leverage.  We believe that a successful estate distribution plan is one in which your heirs (and/or charity) receive as much as possible, and Uncle Same, as little as possible. But this requires some work. Depending on your heirs’ tax brackets and… Continue reading Zero Tax Plan – Concept of 9 Circles